About Hill & Usher

Established in 1995, Hill & Usher started as a boutique construction-only insurance firm specializing in large and hard-to-place commercial accounts. Today, Hill & Usher is a full service agency protecting individuals and businesses working and living throughout the United States. Our careful attention to automation, desire to create a quality customer experience, comprehensive staff training programs, and close relationships with the nation's finest insurance carriers attract new clients everyday.

As the firm's founder and current Principal, Richard B. Usher remains intimately involved with the agency's operations. Richard's knowledge and experience in both the field of construction and insurance assists him as Hill & Usher develops specialized insurance programs and new, innovative ways of managing risk and running a business. Richard's career experience includes construction, business management consulting, risk management, and insurance. In 2001, Richard was honored by Engineering News Record as a "Top 25 Newsmaker" for his work on payment issues for contractors nationwide.

Bar Pak and Dine Pak

In 2005, following significant changes in the bar, restaurant, and hospitality marketplace, Hill & Usher established Bar Pak and Dine Pak for bar operators and restaurant operators, respectively.

Bar Pak and Dine Pak are managed by our team of insurance professionals who focus primarily on the food and beverage industry. By concentrating on the food and beverage insurance marketplace, Hill & Usher delivers customized products written by insurance carriers interested in meeting the unique insurance concerns of the restaurant and bar industry. While insurance providers often change their rates and coverages, Hill & Usher carefully profiles, studies and segments the actions of our carriers in order to deliver the best value to policyholders-before, during, and after the policy renewal.

Other Focus Areas


Through our broad selection of insurance carriers, Hill & Usher provides diverse products and services to businesses and individuals. Hill & Usher also provides customized, highly competitive programs in a variety industries and specialization areas, including:

  • Condominium Construction / Tract Housing Development
  • High net worth Families and Individuals
  • Homebuilders & Real Estate Developers
  • Landscape Maintenance & Construction (trimrisk.com)
  • New Business Ventures
  • Remote Control Aerial Photographers (aerialpak.com)
  • Restaurants, Bars, and Taverns (barpak.com dinepak.com)
  • Professional Services (Lawyers, Accountants, Engineering Firms)
  • Trade & Artisan Contractors
  • Wedding, Commercial & Architectural Photographers & Studios (packagechoice.com)
  • Workers' Compensation (all industries)

Why Choose Bar PakTM?
Because no Bar, Tavern or Nightclub is the same as the next, policies in the Bar Pak program are customized to suit each business owner.


Have Questions?
Need more information about Bar PakTM? Contact one of our licensed insurance professionals by phone or email for assistance.
"Bars, taverns and other hospitality companies are core concentrations of Hill & Usher, which is why we find it so important to provide content and information to you on barpak.com and dinepak.com. We are proud to focus squarely on the restaurant and bar industry. The large number of bars and restaurants who choose Hill & Usher can often equate to a sort of "volume" discount for our insurance customers, because the insurance carriers with whom we do business know we are serious about your industry and can deliver them the solid base of premium paying customers they want. If you ever have questions about our company or services, please feel free to contact me anytime."

Richard B. Usher,
Agency Principal
Hill & Usher
© Hill & Usher, LLC. All Rights Reserved. CA #0C73815
Phone: (602) 956-4220 | Fax: (602) 956-4418